Flynn, Py & Kruse
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Arranging long-term care before it is too late

When people are planning for their future, often one of the last things on their mind is coordinating their own medical care in the circumstances they become unable to care for themselves. Younger people in Ohio are often focused on their current career goals, raising a family and organizing their finances for the future, but the idea of articulating their desires for physical care needs often seems far-fetched and unnecessary. However, the more people put off this important step in planning their future, the more difficult it may be for them to find desirable and affordable care when that point comes. 

According to ABC News, of all of the people who live until they are 65-years-old, studies have shown that nearly 30 to 50 percent of them will require consistent care in a nursing home setting at some point. Because the financial costs of this type of care can quickly add up, individuals who choose to plan ahead may be in a much better position than those who do not. When people make the decision to invest in insurance coverage to facilitate their long-term care needs, they can protect themselves from debilitating financial risks. 

While many people prefer to think independently about caring for themselves in the future, they may face a hard reality when they are no longer able to care for themselves and are unable to find or pay for someone who is able to provide needed assistance. According to Yahoo! Finance, there are two valuable reasons for people to plan ahead. First, the variety of care options will require time to learn about before making a decision about which one is appropriate for a person's needs. Second, depending on the option a person chooses, he or she will be looking at differing costs from a financial standpoint.   

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Sandusky Office
165 East Washington Row
Sandusky, OH 44870

Phone: 419-504-0052
Phone: 419-625-8324
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Port Clinton, OH 43452

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